About Credit Repair Palmetto
We help people and small business owners in Palmetto clean up their credit reports and get ready for funding. We work at our office or by phone and video. You get a plain read on where you stand and a plan you can follow.
How We Do the Work
Most people who reach out to us have been turned down for a loan or a credit line and don't know why. Some have a late payment that was never late. Some have an old collection that shows up twice. Some just never looked at their credit report closely. We start by pulling it apart with you, line by line.
From there we sort what is wrong from what is simply hard news. Errors and items that can't be verified get a dispute. Accurate items stay, and we tell you so. Then we talk about what you can do about them, like paying down balances or letting older marks age. We won't promise to wipe out debt you really owe, because nobody honest can.
When your credit is in better shape, the next step is often funding. That might be personal funding for a car, a move or consolidating cards. It might be business funding to buy equipment or carry payroll through a slow stretch. We look at what lenders will want to see and help you get there before you apply, so you aren't racking up hard inquiries on applications that were never going to go through.
What You Can Expect From Us
- 01
We tell you the truth first
If your report looks better than you thought, we'll say so. If it needs months of work, we'll say that too. You hear it before you sign up for anything.
- 02
You see what we send
Every dispute we file, you know about. We explain what we challenged, why, and what the credit bureau sent back. No mystery letters going out in your name.
- 03
One plan, written in plain words
You leave a consultation knowing what we will do, what you need to do, and which financial goals come first. If your goal changes, the plan changes with it.
- 04
We treat you like you live down the street
Because you probably do. We answer the phone, return calls, and give the same care to a small credit line as to a large business funding request.
Where We Work
Our office is in Palmetto, FL, and we meet clients there or by phone and video. That makes it easy to work with people across Manatee County, including Bradenton, Ellenton, Memphis, Samoset, Bayshore Gardens, Cortez and Longboat Key. Credit reports look the same no matter where you live, so a video call works just as well as sitting across a desk. Visit our Service Areas page for the full list, or read about Credit Repair, Personal Funding and Small Business Funding to see where you fit.
- Palmetto
- Memphis
- Bradenton
- South Bradenton
- West Samoset
- Ellenton
- Samoset
- West Bradenton
- Bayshore Gardens
- Longboat Key
- Cortez
Ready to Talk About Funding
Tell us what you want the money for and what has held you back. We'll go over your credit, explain your options for business funding, or walk you through enrolling in our credit repair program.